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Terms & Conditions

Effective Date: March 9, 2026

Last Updated: March 9, 2026

Welcome to Prince Capital LLC. These Terms and Conditions ("Terms") govern your access to and use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Acceptance of Terms

By accessing our website, submitting an application, or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Eligibility

Our services are intended for businesses and individuals who are at least 18 years of age and authorized to enter into binding legal agreements. By using our services, you represent and warrant that you meet these eligibility requirements.

3. Services Provided

Prince Capital LLC is a direct business lender providing various financing solutions including, but not limited to:

  • Working Capital Loans
  • Equipment Financing
  • Revenue-Based Financing
  • Short-Term Financing
  • Business Expansion Loans
  • Invoice Financing
  • Commercial Real Estate Financing
  • Bridge Financing

All financing is subject to credit approval and underwriting standards. Terms, rates, and availability may vary based on business qualifications.

4. Application Process

Submitting an application or inquiry through our website does not guarantee approval or constitute an offer of credit. All applications are subject to our underwriting review and approval process. We reserve the right to request additional information or documentation as needed.

5. SMS Terms & Conditions

If you opt in to receive text messages from Prince Capital LLC, the following additional terms apply:

Consent to SMS Communications: By providing your mobile phone number and opting in to SMS communications, you expressly consent to receive text messages from Prince Capital LLC. Messages may be sent using an automatic telephone dialing system (ATDS) and may include, but are not limited to, application status updates, promotional offers, service notifications, and account-related information.

Message Frequency: Message frequency may vary based on your activity and the nature of your inquiry or application. You may receive multiple messages per month.

Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan. Please consult your carrier for pricing details.

Opt-Out Procedures: You may opt out of SMS communications at any time by replying STOP to any message. You will receive one confirmation message acknowledging your opt-out request. After opting out, you will no longer receive text messages from us unless you opt in again.

Help Information: For help or more information about our SMS program, reply HELP to any message or contact us at joseph@princecapitals.com.

No Condition of Purchase: Your consent to receive SMS messages is NOT a condition of purchasing any goods or services from Prince Capital LLC. You may still access our services and apply for financing without opting in to SMS communications.

Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages. We are not responsible for messages that fail to deliver due to carrier limitations, network issues, or device compatibility.

Supported Carriers: Our SMS program is available on major U.S. carriers including AT&T, T-Mobile, Verizon, Sprint, and others. Availability may vary by carrier.

6. Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to our systems or networks
  • Transmit any harmful or malicious code
  • Engage in any activity that disrupts or interferes with the website
  • Impersonate any person or entity or misrepresent your affiliation

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Prince Capital LLC or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

8. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of use of any third-party sites. Your use of third-party websites is at your own risk.

9. Disclaimers

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free from viruses or other harmful components.

The information provided on our website is for general informational purposes only and does not constitute financial, legal, or professional advice. You should consult with qualified professionals before making any financial decisions.

10. Limitation of Liability

To the fullest extent permitted by law, Prince Capital LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless Prince Capital LLC and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of our website or services, your violation of these Terms, or your violation of any rights of another party.

12. Privacy

Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page with a new "Last Updated" date. Your continued use of our website and services after any changes constitutes your acceptance of the updated Terms.

14. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising out of or related to these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in Brooklyn, New York.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Prince Capital LLC regarding your use of our website and services, and supersede any prior agreements or understandings.

17. Contact Information

If you have questions about these Terms or our services, please contact us:

Prince Capital LLC
1736 E 2nd St
Brooklyn, NY 11223
Email: joseph@princecapitals.com

Prince Capital LLC

Refined business lending solutions for discerning entrepreneurs. Based in Brooklyn, serving ambitious businesses nationwide.

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  • 1736 E 2nd St
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  • joseph@princecapitals.com

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